--- title: Cartera | Wallet, Loyalty , and Management Dashboards description: Wallet, Loyalty , and Management Dashboards --- [Skip to the main content.](https://cartera.com.ph#main-content) [![Cartera_Alt](https://cartera.com.ph/hs-fs/hubfs/Cartera_Alt.png?width=1131&height=318&name=Cartera_Alt.png "Cartera_Alt")](https://cartera.com.ph) [![Cartera_Alt](https://cartera.com.ph/hs-fs/hubfs/Cartera_Alt.png?width=1131&height=318&name=Cartera_Alt.png "Cartera_Alt")](https://cartera.com.ph) - PRODUCTS - [WALLET](https://cartera.com.ph/wallet) - [LOYALTY](https://cartera.com.ph/loyalty) - [MANAGEMENT DASHBOARDS](https://cartera.com.ph/management-dashboards) - [PRICING](https://cartera.com.ph/pricing) - ABOUT US - [OUR COMPANY](https://cartera.com.ph/company-profile) - [CONTACT US](https://cartera.com.ph/contact-us) - [FAQs](https://cartera.com.ph/faqs) [60-Days Trial](https://cartera.com.ph/subscription?hsLang=en-ph) Toggle Menu Toggle Menu [60-Days Trial](https://cartera.com.ph/subscription?hsLang=en-ph) - PRODUCTS - [WALLET](https://cartera.com.ph/wallet) - [LOYALTY](https://cartera.com.ph/loyalty) - [MANAGEMENT DASHBOARDS](https://cartera.com.ph/management-dashboards) - [PRICING](https://cartera.com.ph/pricing) - ABOUT US - [OUR COMPANY](https://cartera.com.ph/company-profile) - [CONTACT US](https://cartera.com.ph/contact-us) - [FAQs](https://cartera.com.ph/faqs) YOUR BRAND YOUR REWARD YOUR WALLET # Your Brand, Your Reward, Your Wallet ![phone_gif](https://res.cloudinary.com/df62m7sll/image/upload/v1719830741/WEB%20ASSETS/sljerxbeegvncrqobixm.gif) Your Expressway To Digital Pay Built from the ambition of cash-lite Philippines mirroring its neighbor economies who have transitioned into cash-lite society--China, Singapore, etc., we usher businesses in future-proofing its existence in an ever changing, competitive and technology-driven business world. [60-Days Trial](https://cartera.com.ph/subscription?hsLang=en-ph) ![Frame 2287](https://cartera.com.ph/hs-fs/hubfs/Frame%202287.png?width=513&height=543&name=Frame%202287.png) ## Wallet Provide a convenient way for your customers to settle their transactions with you through a branded mobile application. Pay for online orders via scanning the QR posted on your business website or scan physical QR displayed in your stores, branches or stations. Your customers can also pay bills, buy load and transfer to other banks or e-wallets through your branded mobile application. [Learn More     ⟩](https://cartera.com.ph/wallet?hsLang=en-ph) ## Loyalty Integrated with the wallet is a loyalty program for your customers. Reward them for every transaction they do in your mobile application with your own loyalty program using our loyalty dashboard. Our loyalty dashboard has pre-defined fields so you won’t miss essential customer campaign details. All you do is set up your campaign parameters and let our system run it for you. [Learn More    ⟩](https://cartera.com.ph/loyalty?hsLang=en-ph) ![Frame 2287 (1)](https://cartera.com.ph/hs-fs/hubfs/Frame%202287%20(1).png?width=508&height=560&name=Frame%202287%20(1).png) ![Dashboard](https://cartera.com.ph/hs-fs/hubfs/Dashboard.png?width=513&height=578&name=Dashboard.png) ## Dashboard View, track and monitor customer transactions via our wallet management dashboard. Set your loyalty program parameters such as membership tiers, points earning rules and rewards in our loyalty management dashboard. These provide a pot of customer data for a data-driven business decisions which are otherwise unable with other payment service providers. [Learn More     ⟩](https://cartera.com.ph/management-dashboards?hsLang=en-ph) Expand your service suite and reach.   It's mobile payments and loyalty in one plus more! ![scanning qr code](https://cartera.com.ph/hs-fs/hubfs/scanning%20qr%20code.png?width=102&height=106&name=scanning%20qr%20code.png) ### Pay the easy way! Scan QR to Pay ###### Customers can pay online or cashless in-store via scanning a static Quick Response (QR) code. ![E-wallet in a phone with bank card, stack of coins and leather wallet](https://cartera.com.ph/hs-fs/hubfs/E-wallet%20in%20a%20phone%20with%20bank%20card%2c%20stack%20of%20coins%20and%20leather%20wallet.png?width=100&height=100&name=E-wallet%20in%20a%20phone%20with%20bank%20card%2c%20stack%20of%20coins%20and%20leather%20wallet.png) ### Add Funds To Account ###### Customers can pay online or cashless in-store via scanning a static Quick Response (QR) code. ![black wallet with money](https://cartera.com.ph/hs-fs/hubfs/black%20wallet%20with%20money.png?width=85&height=98&name=black%20wallet%20with%20money.png) ### Request Funding Of Account ###### Customers can pay online or cashless in-store via scanning a static Quick Response (QR) code. ![credit card terminal pay](https://cartera.com.ph/hs-fs/hubfs/credit%20card%20terminal%20pay.png?width=96&height=82&name=credit%20card%20terminal%20pay.png) ### Pay bills or Buy load ###### Customers can pay online or cashless in-store via scanning a static Quick Response (QR) code. ![blue process icon](https://cartera.com.ph/hs-fs/hubfs/blue%20process%20icon.png?width=90&height=90&name=blue%20process%20icon.png) ### Accumulate, Pay with or Share Points ###### Customers can pay online or cashless in-store via scanning a static Quick Response (QR) code. ![gift box with red ribbon](https://cartera.com.ph/hs-fs/hubfs/gift%20box%20with%20red%20ribbon.png?width=94&height=88&name=gift%20box%20with%20red%20ribbon.png) ### Redeem rewards ###### Customers can pay online or cashless in-store via scanning a static Quick Response (QR) code. ![Laptop at workplace showing growth chart](https://cartera.com.ph/hs-fs/hubfs/Laptop%20at%20workplace%20showing%20growth%20chart.png?width=163&height=98&name=Laptop%20at%20workplace%20showing%20growth%20chart.png) ### Management Dashboards ###### Customers can pay online or cashless in-store via scanning a static Quick Response (QR) code. ## **We'll Do The Heavy-Lifting For A Fraction Of Your Usual Payments Cost.** ###### Stand-alone from POS and other terminals. Mobile application payments and loyalty solution are not integrated with POS and other payment terminals which allows for a cheaper payment system alternative. ![parallax image](https://cartera.com.ph/hubfs/image%204.png) > ## **“It is not a hassle for our customers to pay, it saves time and no change is needed at the cashier. Just pay and go.” - SME Owner** ## **Tag your clients and brand them as yours.** If you don't have a client database, can you name any of your customers? Right. Having a platform that identifies them when they pay only then can you name them. Branding them is a different story if you have a generic payments platform that doesn't carry your brand. ![parallax image](https://cartera.com.ph/hubfs/image%205@2x.png) ## **Integrated digital payments and loyalty program solution in a mobile app.** - Automate and manage rewards campaign cost and efforts across product units, customer segment or channel. - Unlike other digital payment providers, we provide our clients access to their own data for analytics as input to forecast, improve, develop their products and services. - Our clients manages registration of their stores, branches and merchants in our back-end system. This can be a source of revenue for merchants acquired by our clients. ![parallax image](https://cartera.com.ph/hubfs/image%207.png) ## “Value beyond payments” has been top of mind for many payments players as they look beyond transactions and toward the holistic customer experience by providing relevant services before and after payments, thereby turning into a “one-stop shop.” - Ernst & Young, The Rise of PayTech ## **Clients** **Loyalty, Trust, Results: That's Our Promise to You** ![VYBE App icon 512x512](https://cartera.com.ph/hs-fs/hubfs/VYBE%20App%20icon%20512x512.png?width=164&height=164&name=VYBE%20App%20icon%20512x512.png) ![VYBE App icon 512x512 (1)](https://cartera.com.ph/hs-fs/hubfs/VYBE%20App%20icon%20512x512%20(1).png?width=165&height=164&name=VYBE%20App%20icon%20512x512%20(1).png) ![VYBE App icon 512x512 (2)](https://cartera.com.ph/hs-fs/hubfs/VYBE%20App%20icon%20512x512%20(2).png?width=164&height=164&name=VYBE%20App%20icon%20512x512%20(2).png) ![Save5_App_Icon 3](https://cartera.com.ph/hs-fs/hubfs/Save5_App_Icon%203.png?width=164&height=164&name=Save5_App_Icon%203.png) ![Jetti Plus](https://cartera.com.ph/hs-fs/hubfs/Jetti%20Plus.png?width=164&height=164&name=Jetti%20Plus.png) ![PHD_App_Icon 2](https://cartera.com.ph/hs-fs/hubfs/PHD_App_Icon%202.png?width=164&height=164&name=PHD_App_Icon%202.png) ![VYBE App icon 512x512 (3)](https://cartera.com.ph/hs-fs/hubfs/VYBE%20App%20icon%20512x512%20(3).png?width=164&height=164&name=VYBE%20App%20icon%20512x512%20(3).png) ![QCRBLOGO](https://cartera.com.ph/hs-fs/hubfs/QCRBLOGO.png?width=164&height=164&name=QCRBLOGO.png) Get the App! [Google Play](https://play.google.com/store/apps/details?id=com.indivara.cartera&hl=en-PH) [App Store](https://apps.apple.com/ph/app/cartera-rewards-solutions/id6470903171) ![phonemockup](https://cartera.com.ph/hs-fs/hubfs/phonemockup.png?width=373&height=463&name=phonemockup.png) ##### Products Products - [Wallet](https://cartera.com.ph/wallet) - [Loyalty](https://cartera.com.ph/loyalty) - [Management Dashboards](https://cartera.com.ph/management-dashboards) ##### Pricing Pricing - [Pricing](https://cartera.com.ph/pricing) ##### About Us About Us - [Company Profile](https://cartera.com.ph/company-profile) - [Contact Us](https://cartera.com.ph/contact-us) [![Cartera_Alt_White](https://cartera.com.ph/hs-fs/hubfs/Cartera_Alt_White.png?width=216&height=61&name=Cartera_Alt_White.png)](https://cartera.com.ph) - [Terms & Conditions](https://cartera.com.ph/terms-and-conditions) - [Privacy Policy](https://cartera.com.ph/data-privacy) © 2026 Cartera Interchange Corp.